Susan hates a cold house but every fall she sees how far she can get into the season without turning on the heat. Most years she can make it through October and halfway into November if she's lucky.

Last evening was COLD. It was definitely time to turn on the heat but Susan was steadfast. Muttering, she put on a long sweater, buttoned it all the way up to her nose then pulled up the hood. The husband passed by, heard her complaining and threw his jacket on top of her.

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